Mortgage & Claims
No Room for Mistakes
Because trust is everything in this business
Start securing claims and closings.webp)






Insurance and mortgage platforms are powering real-time transactions that can’t afford delays, breaches, or bad assumptions. Every product shipped, every claim processed, and every mortgage closed is another place where risk can enter.
we45 helps teams prevent those failures before they ship. We plug into your design and development workflows, map out where risk enters, and make sure issues are caught early. Whether it’s claims automation or a new onboarding flow, your team can ship confidently with risk handled where it starts.

Fraud is in your claims, your onboarding flows, and your identity checks. Synthetic IDs, fake documents, and bot-driven scams show up across your stack, and it only takes one to create a very expensive mess.
It’s not one audit per year, but ongoing reviews, shifting standards, and regulators who expect evidence at every turn. NYDFS, NAIC, PCI DSS, and state laws each bring their own demands, and they don’t care how lean your team is.
When systems slow down, people notice. A delayed claim or a stalled closing affects payouts, deadlines, and trust. Risk in these flows doesn’t stay hidden for long, and the business expects you to keep things running clean.
AI is now part of how teams score risk, approve claims, and catch fraud. But most systems weren’t built to track what these models are doing, or where they might break. That makes it easy to miss a gap until it turns into a real problem.
Every time you plug in a new service, you create new connections and new exposures. Third-party tools help move the business forward, but they also move security out of your hands if you don’t keep a close watch.
Most teams don’t have the time or coverage to do everything the business expects. You’re reviewing designs, answering compliance questions, reacting to incidents, and trying to support every new release. And it keeps piling up.



Design-level threat modeling helps your team catch risks in new features, integrations, and workflows before they ship. It’s baked into how your team builds, from claims automation to borrower portals.


Whether it’s scoring a mortgage or approving a claim, your models are covered. We stress-test AI systems for prompt injection, decision bias, and data leakage, so your automation moves fast without opening hidden gaps.
As your ecosystem grows with partners, vendors, and new apps. And your security grows with it. We test, monitor, and secure APIs and cloud infrastructure so you’re not caught off guard when something breaks.
Instead of scrambling, you walk into audits with evidence already in hand. Our security workflows align with PCI DSS, NAIC, NYDFS, and more, giving you clear, mapped controls and ready-to-share results.
We fit into the tools and processes you already use. Risk visibility shows up where your engineers and security teams work, not in a separate report or new dashboard no one checks.