Mortgage & Claims
No Room for Mistakes

Because trust is everything in this business

Start securing claims and closings

Trusted by:

Built for the risk that comes with every policy and platform

Insurance and mortgage platforms are powering real-time transactions that can’t afford delays, breaches, or bad assumptions. Every product shipped, every claim processed, and every mortgage closed is another place where risk can enter. 

we45 helps teams prevent those failures before they ship. We plug into your design and development workflows, map out where risk enters, and make sure issues are caught early. Whether it’s claims automation or a new onboarding flow, your team can ship confidently with risk handled where it starts.

Test our claims systems

Fraud keeps finding new ways in

Fraud is in your claims, your onboarding flows, and your identity checks. Synthetic IDs, fake documents, and bot-driven scams show up across your stack, and it only takes one to create a very expensive mess.

Compliance never stops asking for more

It’s not one audit per year, but ongoing reviews, shifting standards, and regulators who expect evidence at every turn. NYDFS, NAIC, PCI DSS, and state laws each bring their own demands, and they don’t care how lean your team is.

Claims and closings can’t afford delays

When systems slow down, people notice. A delayed claim or a stalled closing affects payouts, deadlines, and trust. Risk in these flows doesn’t stay hidden for long, and the business expects you to keep things running clean.

AI makes things faster (and riskier)

AI is now part of how teams score risk, approve claims, and catch fraud. But most systems weren’t built to track what these models are doing, or where they might break. That makes it easy to miss a gap until it turns into a real problem.

Vendors expand your stack and your risk

Every time you plug in a new service, you create new connections and new exposures. Third-party tools help move the business forward, but they also move security out of your hands if you don’t keep a close watch.

Security teams are stretched too thin

Most teams don’t have the time or coverage to do everything the business expects. You’re reviewing designs, answering compliance questions, reacting to incidents, and trying to support every new release. And it keeps piling up.

Threats handled before they touch a claim or closing

Design-level threat modeling helps your team catch risks in new features, integrations, and workflows before they ship. It’s baked into how your team builds, from claims automation to borrower portals.

AI doesn’t create new risks behind the scenes

Whether it’s scoring a mortgage or approving a claim, your models are covered. We stress-test AI systems for prompt injection, decision bias, and data leakage, so your automation moves fast without opening hidden gaps.

APIs and platforms stay secure as the business scales

As your ecosystem grows with partners, vendors, and new apps. And your security grows with it. We test, monitor, and secure APIs and cloud infrastructure so you’re not caught off guard when something breaks.

Audit time doesn’t turn into panic time

Instead of scrambling, you walk into audits with evidence already in hand. Our security workflows align with PCI DSS, NAIC, NYDFS, and more, giving you clear, mapped controls and ready-to-share results.

Your team gets clarity without adding overhead

We fit into the tools and processes you already use. Risk visibility shows up where your engineers and security teams work, not in a separate report or new dashboard no one checks.

We’re loved!

…automated dependency analysis lets us watch vulnerabilities within our third-party [components] and the real-time vulnerability management keeps us in the know of emerging threats. Implementing SLSA has made the entire process much smoother.

Head of Security Operations, US-based Financial Firm

...uncovered critical gaps… Their review highlighted vulnerabilities we hadn’t spotted and helped us address them quickly.

Head of Security, Large Mortgage Enterprise

Protect the flows that power your business

X